Debt
“The quickest way to double your money is to fold it in half and put it back in your pocket.”
Will Rogers
“Someone’s sitting in the shade today because someone planted a tree a long time ago.”
Warren Buffett
“Vivian: The stores are not nice to people, I don’t like it.
Edward: Stores are never nice to people. They’re nice to credit cards.”
Pretty Woman
“There must be a reason why some people can afford to live well. They must have worked for it. I only feel angry when I see waste. When I see people throwing away things that we could use.”
Mother Teresa
“Annual income twenty pounds,
annual expenditure nineteen six, result: happiness.
Annual income twenty pounds,
annual expenditure twenty pound ought and six, result: misery.”
Charles Dickens
“If people knew how hard I had to work to gain my mastery, it would not seem so wonderful at all.” Michelangelo
In this session, we cover the following:
Russia, the Ukraine & what historical investment markets show us
The Budget without a Bang
Has the Colonial First State sale been finalised? And what does it mean?
Money tip: Are you a landlord? Is your general insurance still valid?
Tech tip: Cyber attacks are on the rise! Tips to reduce your risk
In this session, we cover the following:
The rise & rise of financial scams
New Money Habit: Money Tips for Christmas
Crypto update
Tech Tip: Electronic paperwork
What does my Life Expectancy have to do with my money?
In this session, we cover the following:
The danger of comparing apples with cheetahs
New Money Habit: Pantry Spring Clean
FOMO in history
Tech Tip: Cyber Security 101
Power of Attorney - what happens when there isn't one in place?
Insurance provides you and your family with a financial back up plan when things go wrong. Consider this, you currently earn an income that pays for your living expenses and maybe your children. If you became sick or injured and were unable to work, how would you meet your living expenses? In some cases you might have sufficient assets to draw from to replace your income. However for those who don’t, insurance is a great back up plan to help fill the gap.
Insurance provides you with a financial back up plan against life’s uncertainties. Specifically you can pay for an insurance policy, whereby you pay a premium and if a certain condition is met the insurer will pay you a benefit.
The end of financial year is creeping upon us, and that means one thing: it’s tax time! Time to draw your samurai sword and get the better of your receipts with the right technology.
The answer to this question will be different for everyone. Similarly to when we are buying a new car. What we need the car to do dictates what type of car we will buy. A young family ideally need boot space for a pram and school bags, so a two-seater sports car might not be appropriate.
“Assuming I survive our hunt for the Horcruxes, I’ll find Mum and Dad and lift the enchantment. If I don’t – well, I think I’ve cast a good enough charm to keep them safe and happy. Wendell and Monica Wilkins don’t know that they’ve got a daughter, you see.”
Hermione Granger, Harry Potter & the Deathly Hallows